If you have money set aside in a Flexible Savings Account (FSA) as part of your health insurance coverage, you can use it towards a new pair of glasses before the end of the year. Some insurance plans call it a Health Savings Account (HSA). Either way, you could have a balance that will only last through the end of the year. That’s why you have the choice of using it now or losing it all! Some insurance plans allow you to carry the amount into the next year for a couple of months, but you still have to use it (or lose it). Yes, it can be confusing. Come talk to us, we can help!